Max-Rate Checking Account

A fee-free
checking
account,
built to do
more

No account minimums or fees, seamless money movement, and a leading rate to help you make the most of your everyday cash.1,2

Morgan Stanley Private Bank

Total Balance

$10,000.00

Available Balance

$10,000.00

YTD

$20

View routing and account numbers, APY, and more.
FDIC

FDIC-Insured · Backed by the full faith and credit of the U.S. Government

Transfer Money
Deposit Check
Pay Bill
Wire Money

No fees, ever

Zero account minimums, no monthly fees, and no hidden charges. Your money works for you.

Leading APY rate

Earn a competitive rate on your everyday cash — automatically, with no effort required.

Seamless transfers

Move money effortlessly with built-in tools for transfers, bill pay, check deposits, and wire.

Why Max-Rate Checking

$0

Monthly fees, minimums, or hidden charges — ever.

FDIC

Insured and backed by the full faith and credit of the U.S. Government.

4+

Integrated tools: transfers, bill pay, check deposits, and wire money — all in one app.